How it Works

Hi,
Want to Boost Your B2B & COMMERCIAL Sales By 30%?

Just Add Financing.

Start offering flexible pay-over-time commercial options in minutes. Sell More, Get paid upfront, no risk, no extra staff, & it's 100% FREE to use

Platform Fee
$0
Setup Fee
$0
Monthly Fee
$0

No setup fees, no monthly cost - just more commercial sales.

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★★★★★

Trusted By 10,000+
Platform Users

Create your free account and we will send you your login link to start using your commercial loan portal as soon as today!

Create Your Free Account & Start Using Today!

No credit card required
Protected by bank-level security · No spam promise Secure

Growing Revenue & Profits for Businesses Across 350+ Classes of Trade

How It Works

Activate in minutes, offer flexible pay-over-time anywhere, and get paid upfront—no fees, no extra training.

1

Activate in 5 Minutes

No new hardware, no code, no staff training.

Just sign up and turn it on.

2

Offer Affordable Payments

Let commercial customers choose from various affordable

Commercial & Business Financing payment options

3

Get Paid Upfront

Your receive the funds in full upfront and the

customer pays over time. A true win win.

Harness the Power of 100% Commercial & B2B Financing & Watch Your Business Grow​

From industrial to commercial services, financing lifts conversions and average order value across high-ticket purchases.

If You Sell It, We Can Finance It.

Commercial Construction & Trade Partners

  • Commercial Construction Companies & Sales
  • Commercial Roofing Contractors & Sales
  • Commercial HVAC Contractors & Sales
  • Commercial Solar Contractors & Sales
  • Commercial Remodeling Contractors & Sales
  • Commercial Paving Contractors & Sales
  • Commercial Plumbing Contractors & Sales

Equipment & Industrial Sales Partners


  • Restaurant, Bar Equipment Supply & Sales
  • Industrial Equipment & Product Sales
  • Medical Equipment & Machinery Sales
  • Heavy Equipment & Machinery Sales
  • Equipment Vendors & Sales
  • Equipment & Product Manufacturers Sales
  • Trucking & Automotive Equipment Sales

Financial Services & Institution Partners

  • Credit Unions, Small Business Bankers & Commercial Loan Officers
  • Accounting Firms & CPA’s
  • Financial Planners & CFP’s
  • Law Firms, Attorneys & Legal Services
  • Insurance Agencies, Agents & Providers
  • Franchise, Business Consultants & Business Brokers
  • ISO Sales Groups & Payment Processing Agents

By the Numbers

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0+

Pros In The HelloRates
Network

ROI Icon

0X +

Average ROI With
Customer Financing

Upsell Icon

0% +

Average Upsell
Increase & Opportunity

Growth Icon

0% +

Average Lead & Sales
Conversion Increase

Customizable Digital & Print Marketing Toolkit Included

Everything you need to launch and promote Commercial & B2B financing from day one.

Custom Commercial Loan Portal

Your logo and a welcome message for your customers. Personalized application link and status page.

Website Trust Banner & Link

Plug-and-play trust ribbon with a direct link to your personalized commercial loan portal for site headers, footers, or product pages.

Print-Ready Brochures & Cards

Pre designed print friendly templates ready to insert your logo & QR code.

Email Signature Widgets

Copy-paste badges and buttons that promote "Pay over time" in every email you send.

Smart QR Codes

Custom generated QR codes for invoices, counter cards, window clings, and packaging that link straight to your portal.

Social & In-Store Templates

Editable social posts, story frames, counter cards, and table tents to announce commercial financing everywhere.

Frequently Asked Questions

Quick answers to help you launch with confidence.

Yes, that’s correct!  $0 platform fees and $0 per-loan fees. We also include a turnkey marketing toolkit to help you launch fast to ensure success. It’s not only 100% free, but it’s also the easiest customer financing program in the market.

No. On approved transactions, the lender assumes repayment risk. You’re protected and still get paid in full.

Unlike other lenders that make you jump through hoops to get paid, our process is simple. Commercial customers get funded and then pays you in full or follows the terms of the payment arrangement that you decide. We never dictate how or when you get paid.

Yes!. Businesses typically see 30%+ higher conversions and bigger average order values when financing options with affordable payments are offered and incorporated into their marketing and sales efforts..

We’ve been leaders in customer and patient financing for over 20 years, pioneering and perfecting the no‑fees/no‑cost model. Trusted by 10,000+ businesses to grow sales, cash flow, and profit—while providing customers affordable payments. Get started today and leverage our frictionless, turn‑key customer financing to boost your cashflow, sales, profits and customer satisfaction.

Start Offering Commercial Financing Today!

It takes less than 5 minutes. Free forever. No setup fees or risk. Create Your Free Commercial Customer Financing Account

No credit card required. Get started in 5 minutes.

To stop receiving communications, you can unsubscribe at any time. If you received an SMS, reply STOP. For email, click the unsubscribe link provided in the message.

Welcome

Thank you for creating your Free Forever
Commercial & Business Financing Partner Account

You have taken the 1st step that allows you to provide world class business financing and affordable payment options to your B2B customers & clients.

Important: Proceed to your account dashboard using the button below to fully activate your Free Forever Account set up.

  • Upload your Business Logo to your custom financing loan portal page
  • Download your Trust Logo Banner that can be added to your website to show that you offer business & commercial financing for your products and services. As well as an easy way to access your loan portal for customers and staff.
  • Download your custom QR code that can be added to printed marketing material such as brochures, handouts, flyers, door hangers, business cards, postcards, bids, estimates and proposals.

We look forward to working with you and your team to maximize your sales and profits with affordable payment options for your commercial and B2B sales.
Warmly,
    HelloRates Commercial Partner Success Team

rates

*If you do not see our welcome email within a few minutes, please check your spam folder. If found in spam, please move to your inbox and add the email address to your safe sender list or white list depending on your email service provider.

Thank you for submitting your commercial loan pre-application. The information will be carefully reviewed and submitted to our commercial financing specialist for your specific business requirements. Please be on the lookout for a phone call or email to go over your options from our business loan specialist.